M FreelanceMarginsExplore calculators
FREE TOOLS FOR INDEPENDENT WORK

Make every
number count.

Clear, practical calculators to help you price projects, understand your margin, and plan a more sustainable freelance business.

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THE TOOLKIT

Better decisions start
with better numbers.

Choose a calculator below. Adjust the inputs to match your work and see the estimate instantly. Your entries stay in your browser.

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Minimum hourly rate

Find the hourly rate your available billable time needs to support.

01
Estimated result$71.30/hour

Before income tax. Billable hours exclude admin and marketing time.

See the formula and example for minimum hourly rate
Price a project

Project quote

Add estimated hours, project costs, and a buffer for changes.

02
Estimated result$4,140.00

A starting quote before any sales tax or client-specific terms.

See the formula and example for project quote
Check profitability

Profit margin

See what share of a project fee remains after your costs.

03
Estimated result38%

Treat your own working time as a cost for a useful margin.

See the formula and example for profit margin
Cover your costs

Monthly break-even

Estimate the revenue needed to cover monthly costs and your pay.

04
Estimated result$6,888.89

Variable costs must be below 100% of revenue.

See the formula and example for monthly break-even
Plan ahead

Annual revenue target

Work backwards from your take-home goal and business overhead.

05
Estimated result$105,333.33

The reserve is your planning assumption, not a tax calculation.

See the formula and example for annual revenue target
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A NOTE ON THE NUMBERS

Use estimates as a starting point.

These tools are for planning, not financial or tax advice. Adjust the assumptions for your location, business model, and actual expenses before making decisions. Monetary results display in USD; enter all amounts in the same currency.